Most people don't want to burden their spouse or children if assistance is needed to get around.

What to do? Buy Long Term Care insurance which means:

» You will not have to burden your family!

» Your Spouse/Family can use the plan's special pool of funds to hire professionals to provide your assistance.

» Your children won't have to change their life to come help you!


Several people explain why they did not want to burden family in this two minute video. They share the values gained with Long Term Care insurance. The video was created by Life Happens a non profit insurance education focused organization.

Two other Life Happens videos highlight:

Many people say the change in health, which caused their need for assistance, was "unexpected".

There is an old saying - "Life is what happens when you are making other plans". It tells us it is so so important to prepare for an "unexpected" change in health.

To help you prepare one idea is to ask yourself - if assistance is needed:

  • Do you want to stay at home?
  • Do you want professionals to assist?
  • Do you have a pile of money put aside to pay for this very expensive help or can family help you pay?

Many people, after thinking about needing assistance, report they do not want to run out of the money. Buying Long Term Care insurance is a great solution since:

  • The plan's pool of funds protects your hard earned savings.
  • You will   Be in Control of your living situation — can Maintain Dignity — will not Burden loved ones.

Have a Question?

You found information and need help figuring out what it all means!

Call John today -

(860) 739-0005

for answers and to talk about the values you and your family gain by insuring your savings nest egg and income.


Isn't Long Term Care insurance expensive?

Yes & No! Professionals are expensive but the plan's cost would be just pennies compared to the large amount of savings & income you would need to pay for them yourself.

Will help really be needed? No one knows but the risk it will is much higher than the risk you will need your home or car insurance. We all readily pay for them.

Buying means part of your hard earned saving nest egg will there to continue to support your spouse. Then too, some people want their legacy to be:

     - They used their funds to help others not on themselves.

For some individuals Long Term Care insurance's special age based tax deduction may also help to lower the cost.

Helping Connecticut residents.

Surveys report health related insurance is confusing, frustrating, and overwhelming. Thus, John works to eliminate the confusion and when meeting the focus will be to help you understand:

» How the certainty of paying a known amount for a Long Term Care insurance plan is much better than the big uncertainty of having to pay an unknown but significant amount for assistance.

» Creating a plan to pay for some assistance and using income and savings to pay some means you can gain important protection and control your cost! was developed and is regularly updated to share insights from a professional Long Term Care insurance (LTCi) advisor. The information in these pages hopefully will help you make an informed and effective decision on this complicated insurance:

Additional insights are posted periodically on the Long Term Care insurance in Connecticut blog.

John C Parker, has achieved professional designations as a Long Term Care Insurance professional and a Registered Health Underwriter. John is licensed to conduct business in CT (644135) and RI (1058420) and does not solicit or sell in other states.

This site shares insights from extensive involvement in professional associations, industry conferences, working with leading Long Term Care Insurance organizations, and individual research. These pages do not advocate a specific company or plan.


Insightful advice - no cost to you.

John C. Parker

John’s commitment to helping individuals prepare, in the most economical way, for needing help with day to day activities is rooted in parents needing long term services.

Call Now for a Free Consultation [860.739.0005]


Free Little Book

The ABC's of Long Term Care Insurance

Connecticut residents - send a note to receive a copy of this useful little book written by Phyllis Shelton. It can help determine if Long Term Care insurance is right for you and your family.

eMail John for a free copy »

Call John today - (860) 739-0005 - we can visit; answer questions; and there will be no pressure. The meeting is free too.