Welcome

We all want to maintain our independence, have fun, and enjoy life. To achieve these dreams, the solution is to buy a special kind of protection called Long Term Care insurance - purchased because of love for family.

What does it do?

A Long Term Care insurance plan creates an ever growing pool of money from which to hire quality professional help, for situations where on going assistance is needed, so you:

• Will not become a big emotional, physical, and financial burden on family members, which would happen if they had to provide all your assistance.
• Can have choices on the type of help received and where, which means you can have as much independence as possible, will have peace of mind, and be able to maintain dignity.
• Can receive assistance in the comfort of your home where people want to be.
• Will not have to use funds, from your hard earned nest egg, on costly medical care.

What's it cost?

A Long Term Care insurance plan's premium is based on your age when you apply and the amount of coverage you select. However, what the premium really amounts to is pennies in comparison to the huge value of the plan's ever growing pool of money.

People often believe a health change will not happen to them. Hopefully it won't. However, it is very important to make plans today for how you want things to be, in case it does. Taking action and buying this special protection is as important, if not more so, than keeping your will up to date. People report after buying Long Term Care insurance they feel a sense of security.

This site was developed by John C Parker to help employers and individuals in Connecticut understand how early planning for and buying Long Term Care Insurance protection shows your love for family. Plus buying early saves you money.

Learn more about Long Term Care services and an overview of the value of Long Term Care insurance on the Value of LTCi page.

An overview of the value of Long Term Care insurance as an employee benefit is on the LTCi in the Workplace page.