A large majority of people report they do not want to burden family members if help getting around is needed.
Several people comment in this two minute video on why they did not want to become a burden on family. It's from Life Happens a non profit organization focused on increasing understanding on the value of insurance.
These two LifeHappens.com videos include comments on how owning Long Term Care insurance means they will:
Are you interested in gaining "peace of mind" knowing you have taken care of things so you will not be a burden on your family? Then too, many people report they do not want to run out of the money later in life so buying what I call a "special kind of health insurance"means they insured their hard earned savings nest egg. Buying also means they will have funds to hire quality professional assistance.
Many people say their change in health was "unexpected".
No one can predict tomorrow thus an old saying - "Life is what happens when you are making other plans" emphasizes why it's so important to prepare in case of an "unexpected" change in health. Ask yourself:
- Do you want to be a home and what kind of assistance would you like?
- Do you have a pile of money to pay the very expensive professionals to help?
- Can someone in your family change what they now do to come help? Would your family help you pay for assistance?
Have a Question?
You found information and need help figuring out what it all means!
Call John today -
for answers and to talk about the values you and your family gain by insuring your savings nest egg and income.
Isn't Long Term Care insurance expensive?
No - in comparison to paying professionals directly!
- No matter how much your plan costs the amount you pay is just pennies compared to how much of your income & savings would be used to pay directly for all the help you need.
- Your cost vs the big risk help will be needed is much lower than the cost vs risk of needing your home or car insurance.
You can also reduce your costs since Long Term Care insurance provides a special age based tax deduction.
Helping Connecticut residents.
Surveys report insurance is confusing, frustrating, and overwhelming.
John's focus is to provide guidance to eliminate the confusion. Our conversation will be about your interests, "if" your health were to change and steps to implement your wishes.
Buying means you will Be in Control of the living situation you want — can Maintain Dignity — have taken care of things so you will not become a Burden on your loved ones — have insurance on your hard earned Income & Savings so it won't be all used up.
In addition, we will also discuss:
» How you gain the certainty of paying a known amount vs the uncertainty of unknown and significant expenses.
» Ways sharing between what you pay and what your plan pays controls plan cost!
LongTermCareIns-CT.com was developed and is regularly updated to share the insights, on this complicated insurance, of a professional Long Term Care insurance (LTCi) advisor. The information in the following pages hopefully will help you make an informed and effective decision:
- What's LTCi - summarizes what long term care is, how it works, and the cost of these services.
- Value of LTCi - some points on what you and your family gain by owning this special kind of "family protection insurance".
- Value of Early Planning - why taking action early to protect your family is important.
- LTCi in the workplace - ideas for employers on the value of implementing a Long Term Care benefit.
- Learn More - links to information on the Connecticut Partnership for Long Term Care; resources and videos about long term services; and the advantages to residents of owning Long Term Care insurance in Connecticut.
Additional insights are posted periodically on the Long Term Care insurance in Connecticut blog.
John C Parker, has achieved professional designations as a Long Term Care Insurance professional and a Registered Health Underwriter. John is licensed to conduct business in CT (644135) and RI (1058420) and does not solicit or sell in other states.
This site shares insights from extensive involvement in professional associations, industry conferences, working with leading Long Term Care Insurance organizations, and individual research. These pages do not advocate a specific company or plan.