A large majority of people indicate they do not want to burden family members if they need help getting around.
You can hear comments from several people , in this two minute video, on why they did not want to become a burden on family. The video was created by Life Happens a non profit organization focused on increasing understanding of the value of insurance.
Individuals in these two other LifeHappens.com videos comment on how owning Long Term Care insurance means they will:
Are you interested in the peace of mind knowing you will not become a burden? If so it's important to buy what I like to call a "special kind of health insurance". Buying means you insured your income and savings nest egg and can receive quality professional assistance.
Many people say their change in health was "unexpected".
No one can predict tomorrow thus an old saying - "Life is what happens when you are making other plans" really emphasizes why it so important to prepare for an "unexpected" change in health. One useful step - ask yourself questions such as:
- What would you like to happen?
- Are you interested in being at home? Do you have a pile of money to pay for this very expensive help?
- Could someone in your family change what they now do to come help? Would your family help you pay for professional assistance?
Have a Question?
You found information and need help figuring out what it all means!
Call John today -
for answers and to talk about the values you and your family gain by insuring your savings nest egg and income.
Isn't Long Term Care insurance expensive?
Not in comparison to paying directly for professional help!
- No matter how much your plan costs the amount is just pennies compared to how much of your income & savings would have to be used if you were to pay directly for all the help you need.
- Your cost vs the big risk of needing help is much lower than the cost vs risk of your home or car insurance.
The cost is also reduced some since Long Term Care insurance provides you a special age based tax deduction.
Helping Connecticut residents.
Surveys report insurance is confusing, frustrating, and overwhelming.
John's focus is to eliminate the confusion. Our conversation will be about the interests you have, "if" your health were to change, and steps to take action to implement your wishes.
Buying means you will Be in Control of the living situation you want and thus can Maintain Dignity — will Not Burden Family — and are insuring your Income & Savings.
In addition, we will also discuss:
» How buying provides the certainty of a known amount vs the uncertainty of unknown and significant expenses following a change in health.
» How sharing on going assistance expenses between what you pay and what your plan will pay can control plan cost!
LongTermCareIns-CT was developed and is regularly updated to share the insights of a professional Long Term Care insurance (LTCi) advisor. The information in these pages hopefully will help you make an informed and effective decision:
- What's LTCi - summarizes what long term care is, how it works, and the cost of these services.
- Value of LTCi - some points on what you and your family gain by owning this special kind of "family protection insurance".
- Value of Early Planning - why taking action early to protect your family is important.
- LTCi in the workplace - ideas for employers on the value of implementing a Long Term Care benefit.
- Learn More - links to information on the Connecticut Partnership for Long Term Care; resources and videos about long term services; and the advantages to residents of owning Long Term Care insurance in Connecticut.
Additional insights are posted periodically on the Long Term Care insurance in Connecticut blog.
John C Parker, has achieved professional designations as a Long Term Care Insurance professional and a Registered Health Underwriter. John is licensed to conduct business in CT (644135) and RI (1058420) and does not solicit or sell in other states.
This site shares insights from extensive involvement in professional associations, industry conferences, working with leading Long Term Care Insurance organizations, and individual research. These pages do not advocate a specific company or plan.