Most people report they do not want to burden family members if help getting around is needed.

Why? The comments on not wanting to become a burden on family in this two minute video provide some good answers. It was created by Life Happens, a non profit organization. I believe it helps individuals understand the value of this special kind of insurance to "protect your finances".

More understanding can be gained in these additional videos on how owning Long Term Care insurance means you will:

Many people, when thinking about their life in the future, report they do not want to run out of the money. One great way to be sure this does not happen is to insure your hard earned income and savings nest egg.

Buying means you will have funds to hire quality professional assistance. Thus  — can Be in Control of the living situation you want — can Maintain Dignity — will not become a Burden on your loved ones.

Many people say their change in health was "unexpected".

There is an old saying - "Life is what happens when you are making other plans". It tells us no one can predict tomorrow and emphasizes why preparing for an "unexpected" change in health is so important. Ask yourself these questions about your future:

  • Do you want to stay at home?
  • Do you have a pile of money to pay the professionals your would like? They are very expensive.
  • Can someone in your family change what they now do to come help? Could your family help you pay for assistance?

Have a Question?

You found information and need help figuring out what it all means!

Call John today -

(860) 739-0005

for answers and to talk about the values you and your family gain by insuring your savings nest egg and income.


Isn't Long Term Care insurance expensive?

Compared to how much of your income & savings would be used to hire professionals directly. Your cost would be just pennies. Then too, the risk of needing help is much higher than the risk your home or car insurance will be needed.

Long Term Care insurance's special age based tax deduction can also lower your cost.

Helping Connecticut residents.

Surveys report insurance is confusing, frustrating, and overwhelming.

John's focus is to provide guidance to eliminate the confusion about Long Term Care insurance. In addition, we will also discuss:

» How you can gain certainty by paying a known amount vs living with the uncertainty of unknown and significant expenses.

» How sharing between what you pay and what your plan pays controls plan cost! was developed and is regularly updated to share the insights of a professional Long Term Care insurance (LTCi) advisor. The information in the following pages hopefully will help you make an informed and effective decision on this complicated insurance:

Additional insights are posted periodically on the Long Term Care insurance in Connecticut blog.

John C Parker, has achieved professional designations as a Long Term Care Insurance professional and a Registered Health Underwriter. John is licensed to conduct business in CT (644135) and RI (1058420) and does not solicit or sell in other states.

This site shares insights from extensive involvement in professional associations, industry conferences, working with leading Long Term Care Insurance organizations, and individual research. These pages do not advocate a specific company or plan.


Insightful advice - no cost to you.

John C. Parker

John’s commitment to helping individuals prepare, in the most economical way, for needing help with day to day activities is rooted in parents needing long term services.

Call Now for a Free Consultation [860.739.0005]


Free Little Book

The ABC's of Long Term Care Insurance

Connecticut residents - send a note to receive a copy of this useful little book written by Phyllis Shelton. It can help determine if Long Term Care insurance is right for you and your family.

eMail John for a free copy »

Call John today - (860) 739-0005 - we can visit; answer questions; and there will be no pressure. The meeting is free too.