John suggests these resources may be useful in learning more about the advantages you and your family gain with Long Term Care insurance.
†The Center for Aging Services Technology created two insightful videos on how technology is helping offset the shortage of providers. It's a non profit association of foundations, academic and applied researchers, and health and social service providers:
- The first video on the above link - Imagine - the Future of Aging: provides " a glimpse, through the eyes of one family, of what the future of aging could look like with help from developing technologies that are possible, practical, and affordable."
- In the second video on the page - Transforming an Aging Nation: "industry experts describe how these technologies can potentially improve health care, preserve independence, and ensure quality of life for seniors."
† Information from a federal consumer awareness program on the importance of Long Term Care insurance to help individuals and their families plan for what they want to happen in case long term care services are needed. The program was developed by the National Clearinghouse for Long Term Care Information. You can also review or print information on the insightful federal consumer campaign Own Your Future.
By the way: the Medicare.gov web site states Medicare does not cover long term care services.
† The Connecticut Partnership for Long Term Careis an alliance between the state and the insurance industry. The site provides extensive and informative information on Long Term Care insurance. Two insightful and useful pages from the site:
- Consumer page - When on this page: select the informative one page summary on the Cost of Waiting.
- Planning Today for a Secure Tomorrow - Extensive information about the value of Long Term Care insurance and the Connecticut Partnership program.
† The state of Connecticut also has another web site with information on long term care services and a directory of long term care service providers.
† The Life and Health Insurance Foundation for Education (L.I.F.E.) web site contains short, insightful videos about how individuals benefited from their Long Term Care insurance:
- A man with Alzheimer's disease received assistance during the day, allowing his wife to maintain her career as a lawyer.
- A 55 year old real estate executive, suddenly impacted by a rare neurological disorder.
- How two teachers benefited from this important "key family protection".
- An active independent-minded person who wanting to maintain independence.
L.I.F.E. also has a very comprehensive section on Long Term Care insurance.
† Additional short videos highlighting the value of Long Term Care insurance, to some individuals, are available on the health insurance company association's site - MyLifeMyFamily.
† The American Association for Long-Term Care Insurance ( http://www.aaltci.org ) has useful information on the consumer section of their web site.
† A new awareness program - Health Care Isn't Enough - 3in4needmore.com brings out the point - 81% of Americans age 45 to 55 think they should know more about Long Term Care insurance. The main page has a link - Resources. It's on the right side and includes various web sites and phone numbers, which may be useful.
† The federal government also reinforces the importance of private coverage by offering federal employees, active and retired, an opportunity to purchase Long Term Care insurance from a private company. The existence of the Federal Long Term Care Insurance Program serves as "a statement from our government about the importance of long term care insurance". It is also available to military members and retirees.
Note: This programs web site has a useful calculator, which shows anyone thinking about saving how difficult it is to put away enough funds to pay for their own care!
John C Parker, has achieved professional designations as a Long Term Care Insurance professional and a Registered Health Underwriter. John is licensed to conduct business in CT (644135) and RI (1058420) and does not solicit or sell in other states.
This site shares insights from extensive involvement in professional associations, industry conferences, working with leading Long Term Care Insurance organizations, and individual research. These pages do not advocate a specific company or plan.