John suggests these resources may be useful in learning more about Long Term Care insurance

These two insightful videos highlight how technology is helping with the shortage of providers. It was created by the Center for Aging Services Technology, a non profit association of foundations, academic and applied researchers, and health and social service providers:

• The Imagine - the Future of Aging: Insights on how a family network of care givers used technology to keep a family member safe and to be able to maintain independence. It's a 9 minute video.
• Transforming an Aging Nation: Coming ideas to improve long term care services.

Information to help individuals and their families plan for what they want to happen in case long term care services are needed is available from the National Clearinghouse for Long Term Care Information. This site was created by the US Department of Health and Human Services (HHS) and the Centers for Medicare and Medicaid Services (CMS) as part of a consumer awareness program on the importance of Long Term Care insurance. You can also review or print information on the insightful federal consumer campaign Own Your Future.

The Connecticut Partnership for Long Term Care is an alliance between the state and the insurance industry. The site provides extensive and informative information on Long Term Care insurance. These two pages are insightful and useful:

• Consumer page - When on this page - select the informative one page summary on the Cost of Waiting.
• Planning Today for a Secure Tomorrow   Extensive information about the value of Long Term Care insurance and the Connecticut Partnership program.

The state of Connecticut also has another web site with information on long term care services and a directory of long term care service providers.

The Life and Health Insurance Foundation for Education (L.I.F.E.) web site contains short, insightful videos   about how individuals benefited from their Long Term Care insurance:

• A man with Alzheimer's disease received assistance during the day, allowing his wife to maintain her career as a lawyer.
• A 55 year old real estate executive, suddenly impacted by a rare neurological disorder.
• How two teachers benefited from this important "key family protection".
• An active independent-minded person who wanting to maintain independence.

Additional short videos highlighting the value of Long Term Care insurance, to some individuals, are available on the health insurance company association's site - MyLifeMyFamily .

L.I.F.E. also has a very comprehensive section on Long Term Care insurance on their site.

The American Association for Long-Term Care Insurance ( http://www.aaltci.org ) has useful information on the consumer section of their web site.

The Medicare.gov web site states Medicare does not cover long term care services. The federal government also reinforces the importance of private coverage by offering federal employees, active and retired, an opportunity to purchase Long Term Care insurance from a private company. This option is also available to military members and retirees. This programs web site has a useful calculator, which shows anyone thinking about saving how difficult it is to put away enough funds to pay for their own care!